Welcome to SALCEDO GROUP . Please read these terms and conditions carefully before using our website.

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these terms and conditions, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.

2. Age Requirement

By accessing this website, submitting your information, or consenting to receive SMS communications from SALCEDO GROUP LLC, you confirm that you are at least 18 years of age or older. If you are under the age of 18, you may not provide personal information or consent to SMS communications through this website.

3. Use License

Permission is granted to temporarily download one copy of the materials on
SALCEDO GROUP's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license, you may not modify or copy the materials. This license shall automatically terminate if you violate any of these restrictions and may be terminated by SALCEDO GROUP at any time.

4. Disclaimer

The materials on SALCEDO GROUP's website are provided on an 'as is' basis.
SALCEDO GROUP makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability.

5 Limitations

In no event shall SALCEDO GROUP or its suppliers be liable for any damages arising out of the use or inability to use the materials on SALCEDO GROUP's website.

6. Links

SALCEDO GROUP has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site.

7. Modifications

SALCEDO GROUP may revise these terms of service for its website at any time without notice.

8. By opting in, you agree to receive SMS messages from SALCEDO GROUP LLC regarding your insurance inquiry, appointment reminders, follow-ups, and customer support communications. Message frequency varies based on your requests, appointments, and communication preferences. Message and data rates may apply.

9. You can cancel SMS messages at any time by replying STOP. After sending STOP, you will receive a confirmation message and will no longer receive SMS communications from SALCEDO GROUP LLC unless you choose to opt in again.

10. If you experience issues with the messaging program, reply HELP for assistance or contact us directly at [email protected].

11. Carriers are not liable for delayed or undelivered messages.

12. Message frequency varies based on your requests, appointments, and communication preferences. Message and data rates may apply for messages sent to and from SALCEDO GROUP LLC. For questions about your text plan or data plan, contact your wireless provider.

13. For privacy-related inquiries, please refer to our privacy policy: https://go.salcedo-group.com/privacy-policy.

By using this website, you are agreeing to be bound by the then current version of these terms and conditions.

If you have any questions about these terms, please contact us.

These terms and conditions are effective as of 10/01/25.